Welcome to Atlanta Title Loans! Call or apply online using the form below to get your title loan, fast!
Call or Apply Online!
Easily apply online.
Get a fast approval decision.
Get a check or deposit, quick!
Atlanta Title Loans
Atlanta Title Loans connects residents of Atlanta, GA and the surrounding areas with lenders who provide title loans with easy application processes, fast approval turnaround times, low rates, and fast funding.
Finding the right loan can be stressful, and going to an in-person loan servicing agency can make you feel pressured and overwhelmed. That is why we at Atlanta Title Loans provide you with online resources to apply and fund your title loan.
Is Atlanta Title Loans right for you?
The first step is to decide whether or not Atlanta Title Loans is right for you. How can you decide that? Well ask yourself the following questions:
- Do I want to apply for a loan of up to $50,000?
- Do I want to have an easy application process online or by phone?
- Do I want my loan funded quickly, with clear cut repayment terms?
If you answered yes to these questions, then Atlanta Title Loans is right for you!
How do I apply with Atlanta Title Loans?
Applying is easy! Simply fill out the form at the top of this page, or give us a call at (844) 568-1423
All you need to do is answer a few simple questions and give us some basic information, and then let our dedicated loan processing specialists do the rest!
How can I get approved by Atlanta Title Loans?
There are a few aspects to the approval process at Atlanta Title Loans. First of all, you need a vehicle which is worth enough for you to be approved for a title loan. If your car is worth a few thousand dollars or more, then you are in good shape to be approved.
Next, we look at your ability to repay your loan. Some of the considerations for this would be whether or not you have a job, any regular sources of income, and other related factors. Generally, as long as you have some steady paycheck, you will be good to go.
Lastly, we make sure that you understand the terms of your Atlanta Title Loan, and that there is no confusion over rates and repayment expectations.
Once our loan processing specialists can confirm that you are a good candidate for approval, they will finish the process and let you know of your decision.
How do Atlanta Title Loans get funded?
Once you are approved for your loan, you will let the loan processor know how you would like your loan funded. Generally, the primary options are through bank transfer or via check. This might depend on the amount, and surely depends on whether or not you have a checking account which you can deposit a check into.
Atlanta Title Loans – Frequent Asked Questions
What are the rates for a title loan in Atlanta?
The maximum you will pay on an Atlanta Title Loan would be 25% monthly interest for 3 months, and 12.5% interest each month after that.
How are these rates determined?
Depending on your loan amount, your vehicles value, and your ability to repay quickly, your actual rate can vary.
How long does it take to be approved?
Usually within 24 hours, but sometimes things can take less or more time for your Atlanta Title Loan to be approved.
What happens if I do not repay my loan?
Because Atlanta Title Loans are secured by your vehicle’s title, and are governed by the State of Georgia’s laws, then it is up to the discretion of the lender whether or not to repossess your vehicle if you default on your loan.
Technically, the law states that you can have your car repossessed within a day of missing your Title loan payment.
What happens if my car is repossessed?
Generally you have 30 days to come up with your payment and the repo fee, but be advised that this is a situation you should try and avoid at all costs, and instead aim to pay your loan early or on-time each month.